其實Retail banking MT既prospect係點?

如果從依家見到幾batch嘅examples,可以expect完programme either RMWB back office roles (eg Marketing, Broking Services Product Management, Risk & Controls...)嘅Manager grade;或者係digital果邊嘅Business Analyst / Analyst grade。點都好,都想借呢個機會同各位分享一下Global Digital Graduate Trainee大概嘅rotation同工作內容係點。
Source: HSBC Application Site (N years ago)
HSBC係兩三年前將各大畢業生都趨之若鶩嘅Management Associate Programme rebrand做Global Graduate Trainee Programme,藉此再uplift成個格局,變成一個更有全球招聘味道嘅graduate programme,淨係睇名都已經殺死人。喺各大Stream當中 (會請嘅部門包括有:Global Banking and Markets、Commercial Banking、Global Private Banking、Retail Banking and Wealth Management (RBWM)、仲有Operations/Technology等等,每個部門可能會有多過一個Programme),以Digital Graduate Programme比較eye-catching,因為始終Digital Banking係大趨勢,更會令到有人聯想起可能會有利之後投身Fintech同Virtual Banking等⋯ 究竟Global Digital Banking係做乜?Under RBWM又洗唔洗落branch?我哋又同有關人士仔細了解過,大概有可能會rotate去以下工作崗位:
Digital Risk & Controls / PayMe (HSBC App) / HSBC Reward+ (HSBC App) / Customer Experience Strategy / Website Optimization / e-KYC / Mobile Originations / Value-ended Messaging / Messaging Analysis / Partnerships / Retail Distribution / Retail Banking Transformation / Digital Data / Segmentation & Targeting - HSBC Singapore /Malaysia Mobile Banking App,大概每三、四個月就會轉一次;每人轉法都唔同,睇上去有關Digital Banking嘅嘢都應有盡有,同埋都真係有機會係去到幫Retail做下transformation咁。總括嚟講,我哋覺得呢個Programme都無得輸架啦,每年請得嘅人數都唔少,可以睇得出expansion空間會好大。前路嚟講起碼出路會好闊,講真,大貓trainee大把人會請啦!
Source: HSBC Website (again, n years ago)
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最後,有關career transition。其實如果有可能嘅話,真係盡可能都要take多少少digital products / transformation嘅rotations/opportunities。呢方面絕對絕對絕對係大趨勢,基本上任何銀行,甚至當然包括虛擬銀行,都一定要好大量呢方面嘅人才,esp大bank出嚟嘅MT,一定冇得輸。係呢個層面,似乎反而做RBWM會有多啲potential,其實睇到大貓請咁多RBWM/Digital就知😉