只係唔同部門有唔同嘅 title：

Retail/CMB: Management Associate

PB/TTS/Corp Bank/MSS/IBD: Analyst

講多少少，其實大貓嘅 grad program 同 summer internship 都有唔同叫法：

WPB/CMB/Ops: Graduate Trainee (Summer Intern)

PB/AM/GLCM/MSS/IBD: Analyst (Summer Analyst)

純粹自己個人觀察，係花旗滙豐呢啲全能銀行入面嘅投行業務嘅 grad position (例如 IBD MSS) 就會叫 analyst, 普通銀行業務嘅 (例如 Retail CMB) 就唔會咁叫