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I guess the simplest way to test the preference from the bottom of your heart should be to ask yourself how eager you wish to develop your career in the financial industry. If you rate more than 7 out of 10, I guess taking the risk to accept the Big4 FS audit offer would at least provide you with "possibilities", of course not a guarantee.

MTR Finance Associate is definitely a great offer, and can definitely give you a promising corporate finance career as an in-house. Though the work is boring, you at least start your career as an in-house. But conversely, it is not easy for your to chase positions working for financial institutions but in other conglomerates or large corporates.